Job title: Loan Specialist
Company: Federal government of the United States
Job description: SummaryThis position is located in the Small Business Administration, Birmingham Disaster Loan Service Center in Birmingham, AL. Incumbent serves as a Loan Specialist and is responsible for servicing or liquidating a full range of disaster business and home loans.OverviewOpen & closing dates10/22/2024 to 11/04/2024Salary$60,526 – $78,683 per yearPay scale & gradeGS 9Location1 vacancy in the following location:Remote jobNoTelework eligibleYes—as determined by the agency policy.Travel RequiredOccasional travel – You may be expected to travel for this position.Relocation expenses reimbursedNoAppointment typePermanentWork scheduleFull-timeServiceCompetitivePromotion potential9Job family (Series)Supervisory statusNoSecurity clearanceDrug testNoPosition sensitivity and riskTrust determination processFinancial disclosureNoBargaining unit statusAnnouncement number25-016-TM-DEControl number815041600This job is open toVideosDuties
- Analyzes financial statements of obligors and endeavors to determine their prospects for
continued payment on consumer and commercial loans in connection with modifications of payments or other loan terms. Works closely with financial institutions and other commercial entities. * Prepares written credit recommendations and obtains supervisory approval on a variety ofcollection as well as real estate transactions. * Prepares written recommendations for charge off actions on consumer and commercial loanswhere all collateral has been disposed of or where SBA determines that further liquidation of collateral is not economically feasible. Reviews charged off consumer and commercial loans that are subject to periodic review to endeavor to discover assets that may be available. * Reviews routine and standard consumer and commercial loan documents and determines SBA’s rights in the collateral. Inventories collateral to assure that all pledged property is available or duly accounted for. Obtains appraisals and liquidating value of the inventoried property.
- Investigates and determines financial responsibility of obligors who may be liable for the payment of indebtedness for use in connection with recommending collection procedures, or legal action to enforce payment.
RequirementsConditions of Employment
- You must be a U.S. Citizen
- You must successfully complete a background investigation.
- You may be required to serve a one-year probationary period.
QualificationsGS-09: One year of specialized experience, equivalent to the GS-07 grade level in the Federal service, obtained in either the private or public sector: applying the knowledge of regulations and procedures governing the servicing, purchasing, and/or liquidation of consumer and commercial loans; AND analyzing, evaluating and identifying financial management problems, and recommending appropriate action. These qualifications must clearly be referenced in your resume.Additional information on the qualification requirements is outlined in the OPM Qualifications Standards Handbook of General Schedule Positions. It is available for your review on OPM’s Qualifications web site:Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g. Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religious; spiritual; community, student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.All qualification requirements must be met by 11:59 pm (Eastern Time) on 11/04/2024.EducationEducation may be substituted for experience for this position.If you do not meet the specialized experience requirements, you may also qualify with education. You MUST submit transcripts (official or unofficial) with this application if you wish to qualify based on education.GS-09: Successful completion of a master’s or equivalent graduate degree in the following major field of study: finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics; or two (2) full years of progressively higher level graduate education leading to such a degree or LL.B. or J.D., if related.Combination of Experience and Education:
GS-09: Combination of education and experience as specified above. For example, an applicant who has 1.0 full year of Masters level education (i.e. 50% of education required) and 6 months of creditable specialized experience (i.e. 50% of the required experience) would equal 100% of the required experience for the position.APPLICANTS PLEASE NOTE: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications (particularly positions with a positive education requirement.) Therefore, applicants must report only attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education. Verify . All education claimed by applicants will be verified by the appointing agency accordingly. *** If you are using foreign education to meet qualification requirements, you must send a Certificate of Foreign Equivalency with your transcript in order to receive credit for that education. *** For further information, click on: .Additional informationThis is a bargaining unit position with AFGE Local 228.
This is not a drug testing designated position (TDP).Reasonable Accommodation Requests: If you believe you have a disability (i.e., physical or mental), covered by the Rehabilitation Act of 1973 as amended and Americans with Disabilities Act 1990 as amended, that would interfere with completing the USA Hire Competency Based Assessments, you will be granted the opportunity to request a reasonable accommodation in your online application. Requests for Reasonable Accommodations for the USA Hire Competency Based Assessments and appropriate supporting documentation for Reasonable Accommodation must be received prior to starting the USA Hire Competency Based Assessments. Decisions on requests for Reasonable Accommodations are made on a case-by-case basis. If you meet the minimum qualifications of the position, after notification of the adjudication of your request, you will receive an email invitation to complete the USA Hire Competency Based Assessments. You must complete all assessments within 48 hours of receiving the URL to access the USA Hire Competency Based Assessments, if you received the link after the close of the announcement. To determine if you need a Reasonable Accommodation, please review the here:Career and InterAgency Career Transition Assistance Programs:
Career Transition Assistance Plan (CTAP) is a program that helps “surplus” or “displaced” federal employees improve their chances of finding a new job in their current agency (intra-agency, i.e. SBA employees only).Inter-Agency Career Transition Assistance (ICTAP) is a program that helps “surplus” or “displaced” federal employees improve their chances of finding a new job at another agency (inter-agency; i.e. not applying to their current or former agency).You are eligible for CTAP/ICTAP if:
1. You are a current federal employee who meets the definition of a “surplus” or “displaced” employee meaning you have received official notice that your job is no longer needed or that you will lose your job by Reduction-in-Force (RIF).
2. Your agency, or the agency to which you are applying, is accepting applications from within or outside of the permanent workforce.
3. The position to which you are applying MUST BE in the Local Commuting Area of the position of record from which you are being displaced.
4. You meet the qualifications and other requirements of the job for which you are applying. This includes being rated as well-qualified for the position (score of 85 or better based on your responses to the competencies and associated questions listed within the assessment).Selective Service: If you are a male applicant born after December 31, 1959, you must certify that you have registered with the Selective Service System, or are exempt from having to do so under the Selective Service Law. For additional information visit .Consistent with work requirements and current SBA Policy, and all applicable provisions of the collective bargaining agreement with AFGE the SBA offers employees opportunities to perform work at an alternative location (e.g. home).Telework may be available. For information on Telework visit:
- Benefits
A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. .
Expected salary: $60526 – 78683 per year
Location: Birmingham, AL
Job date: Wed, 23 Oct 2024 06:19:42 GMT
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